obliviousally (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
obliviousally) wrote2023-04-03 05:47 pm
obliviousally) wrote2023-04-03 05:47 pm
Entry tags:
hhhhhhhhh
things have been.....tiresome
that couple grand from my last semester at kent state when my financial aid ran out (but ksu didn't bother to, like, just cancel my classes, i guess????? cut off my work study, but figured they could wring something out of me) got sent to the attorney general's office (b/c they're a state uni) and is being collected on. debt office told me that they can't do little payments b/c it's easier/quicker to take me to court and get a garnishment of 25% of each pay (works out to roughly $250/biweekly, $500/mo - and it's pre-tax) than let me make payments that work for my financial situation (which is Bad). so i had to make a gofundme to try and get something, anything, even though everyone else i know is as broke as i am
it's either gonna have to end up being garnished (which will last for 10-12 months, $500 each month!!!!) or i'm gonna have to agree to pay that much each month (terrible terrible terrible) b/c i don't really have a way to get $5,000. i can't get any kind of loam b/c my credit score is abysmal. my two credit cards i current have are deeply over their limit, and i don't have, like, a savings or anything like that (how can i???)
i literally just got done paying off another debt (credit card shit from years ago) and thought i was in the clear only for this thing to come through and blindside me
i'm deeply appreciative of the folks who've helped so far, but it's so demoralizing to see some other crowdfunding things get swamped with donations and i'm barely keeping my head above water
it's also frustrating b/c i have $10k in my opers/retirement and i'd be happy to have half of that go to this shit, but i can't access my opers unless i retire (HA!) or leave public service (sure sure quit my job i love yeah okay) and wait two months to be able to cash anything out :|
so i'm just continually retweeting/sharing the gofundme and posting about commissions and shit ¯\_(ツ)_/¯
that couple grand from my last semester at kent state when my financial aid ran out (but ksu didn't bother to, like, just cancel my classes, i guess????? cut off my work study, but figured they could wring something out of me) got sent to the attorney general's office (b/c they're a state uni) and is being collected on. debt office told me that they can't do little payments b/c it's easier/quicker to take me to court and get a garnishment of 25% of each pay (works out to roughly $250/biweekly, $500/mo - and it's pre-tax) than let me make payments that work for my financial situation (which is Bad). so i had to make a gofundme to try and get something, anything, even though everyone else i know is as broke as i am
it's either gonna have to end up being garnished (which will last for 10-12 months, $500 each month!!!!) or i'm gonna have to agree to pay that much each month (terrible terrible terrible) b/c i don't really have a way to get $5,000. i can't get any kind of loam b/c my credit score is abysmal. my two credit cards i current have are deeply over their limit, and i don't have, like, a savings or anything like that (how can i???)
i literally just got done paying off another debt (credit card shit from years ago) and thought i was in the clear only for this thing to come through and blindside me
i'm deeply appreciative of the folks who've helped so far, but it's so demoralizing to see some other crowdfunding things get swamped with donations and i'm barely keeping my head above water
it's also frustrating b/c i have $10k in my opers/retirement and i'd be happy to have half of that go to this shit, but i can't access my opers unless i retire (HA!) or leave public service (sure sure quit my job i love yeah okay) and wait two months to be able to cash anything out :|
so i'm just continually retweeting/sharing the gofundme and posting about commissions and shit ¯\_(ツ)_/¯
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